Group Term Life Insurance Benefit

Group Term Life Insurance Benefit

One of the premiere benefits of your membership in [Association Name] is the Group Term Life Insurance. Life insurance is one of the most cost-effective ways to help safeguard your assets and assist your family when they need it most. While you could never be replaced, life insurance can help your family weather some of the financial burden resulting from your death.

Term life insurance offers effective supplemental protection for times when your family needs it the most. Restrictions apply. Please review the Terms and Conditions or your Insurance Certificate.

Group Term Life Insurance with Accidental Death Benefit Coverage, varies by age and benefit amount for the Primary Member as follows:

Membership with Group Term Life Benefits

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Group Term Life Insurance with Accidental Death Benefit Coverage Amounts for Primary Member

Group Term Life Insurance Benefit
Waiting Period	6 Months
	Member Benefit	Spouse Benefit	Child Benefit(Payable to Termination Age)
Accident Only Coverage during waiting period	$5,000	$2,500	$1,250
Primary Member Attained Age	Benefit After Waiting Period
Primary Member ages 18-64	$5,000	$2,500	$1,250
Primary Member ages 65-69	$2,500 + $2,500 Accident Only	$1,250 + $1,250 Accident Only	N/A
Accident Only Coverage for Primary Member ages 70+	$5,000	$2,500	N/A

During the first 6 months of your membership, waiting period benefits are limited to $5,000 of Accident Death Benefits only. After 6 months of continuous membership, benefits are provided based on your attained age as reflected in the benefit tiers shown above.

*See Disclosures and Terms

Not available in all states

The information contained herein is offered as insurance industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that you may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. Actual insurance certificates must always be consulted for full coverage details and analysis.

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